What it is
One plan for the people you share money with.
Home Free is for couples, families and housemates paying down debt and saving together. Everyone connects their own accounts, the crew agrees on one plan, and each month the app shows what to pay, who's done their part and when you'll be debt-free.
A debt-free date
Pick highest-interest first or smallest balance first, set what each of you puts in, and see the month you'll be free.
Your crew, together
Invite your partner or family. Everyone sees the shared debts, this month's payments and who's paid what.
Every month, on track
What's due and when, marked paid in a tap, with due dates in your calendar if you want them.
Then, save
Add a goal, like an emergency fund. It fills once the debt is gone, or alongside it if you'd rather.
How it works
Three steps, then just check in.
Connect your banks
Each person links their own cards and loans through Plaid. Balances, rates and due dates come in on their own, or add a debt by hand.
Make the plan together
Choose which debt goes first and how much extra each of you puts in. The plan shows the payments and the debt-free month.
Pay, mark it, watch it shrink
Home shows what's next and who's paid what. Progress shows the debt going down month by month.
On track this month
$585.00 of $1,275.00 paid. Next up: Discover card on Oct 14.
Debt-free by March 2030
$40,590.00 left. 6% paid off since July.
Private by design
Your money is yours. We just help you plan it.
- No ads, and your data is never sold.
- Your transactions and spending are seen only by you, never by your crew.
- We never see your bank password. Banks connect through Plaid.
- Disconnect a bank or delete your account in the app, any time.
Read the full Privacy Policy and Terms of Use.